Social Security is one of the most important expenses paid by our government. I’m sure Elon Musk and his Department of Government Efficiency have Social Security on their chopping block, which may be a good thing. Unfortunately, when our government attempts to tackle big issues, they seem to screw them up instead of making them…
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December 22nd, 2024
Hillbilly Bully Market
Hillbilly Elegy, by J.D. Vance, and Bully Market, by Jamie Fiore Higgins, are two wonderful books! In fact, they are so good they made me violate my no blog in December rule. Normally, that’s a little Christmas present I give myself. I enjoy writing, but coming up with new content each month can be stressful. …
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November 28th, 2024
What can the election teach us about investing?
There is a motto among investors that shareholders “vote with their feet.” Remember when we buy stock, we own a piece of a company. That means we can vote on things like electing a board of directors. Most of today’s investors don’t care about voting on corporate stuff. We just want to buy a stock…
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October 31st, 2024
A Little Reminder
Sometimes life provides little examples of the importance of financial planning. For me, the entire month of October was one of those financial planning reminders. Have you ever experienced an entire month that just sucked? Unfortunately, it can happen more often than we like to admit. Let me tell you a little story. On September…
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September 30th, 2024
Your Money Your Vote
CNBC is my preferred news source, especially with it being an election year. I loathe politics, but I have to pay attention to it as a financial planner. I’m not really a fan of Donald Trump or Kamala Harris, but I would love to interview both candidates and open their eyes. CNBC’s political coverage called…
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July 31st, 2024
Inherited IRAs
I have been getting more questions on Inherited IRAs recently. Inherited IRAs are a sad subject because death is involved. It’s not easy to solve the inherited IRA dilemma while your friend is grieving, but it is a very important service. While everyone appreciates an inheritance, managing that money is the last thing on your…
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June 24th, 2024
Financial Planning Without Money
Can you take financial planning steps without money? “I need money to plan with before meeting with you,” is the most popular rejection I hear when I talk to people about financial planning. Granted, I am biased because I believe everyone can benefit from some financial planning, but I think that is a lame excuse….
