How much should I have in an emergency fund during COVID-19? The normal rule of thumb for how much to have in an emergency fund is enough to cover three to six months of expenses. Let’s be honest, the COVID-19 Pandemic dislocated that rule of thumb. If you had six months of expenses and lost…
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November 24th, 2020
How much should I have in an Emergency Fund during COVID-19?
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October 27th, 2020
Do I Need a Financial Advisor?
Yes, I believe everyone needs a financial advisor. If you are asking “Do I need a financial advisor?”… “Do I need a financial advisor” is one of those questions we ask, but never trust the answer. People say we don’t need a financial advisor because we just need to spend less. That’s all we do…
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August 21st, 2020
The First Financial Mistake We Make
Before talking about real estate as an investment I think an important question is to ask what we do regarding our own home. Do we rent or own? The decision needs to be based on your situation, not an imaginary timeline and certainly not only on convenience. If you are starting your career, before rushing…
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April 20th, 2020
The Popcorn Matters
If we can find any positive in this pandemic it would be the outpouring of support for local businesses. One of the first things I learned in college was that 90% of the USA Economy was small businesses. Of course, the number is probably different now as that lecture was 20 years ago, but the…
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February 14th, 2020
Love and Money
English was always my toughest subject in school. My struggle wasn’t really with the language, but with interpretation of what we read. I always missed the subtle meanings of an author’s words that teachers loved putting on tests. I would love to go back in time to ask classic authors (and artists) about our interpretations….
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November 20th, 2019
The Entertainment Economy Continued
Last month I claimed that we live in an entertainment economy. Let’s expand on that as I think we need to be careful. I’m writing to myself as well because I like to be entertained too. As we try all of these experiences, we can start losing our value system regarding our money. It’s easy…
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October 16th, 2019
The Entertainment Economy
We’ve all heard that the American economy is the greatest in the world. While that may be true, it’s important to understand the type of economy in which we live. Like other countries centuries ago, we started as an agricultural economy. The Industrial Revolution then gave us many technological advances which we take for granted…
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September 17th, 2019
Dressing For Success
I have always disliked the saying, “Dress for the job you want, not the job you have.” Finance is an industry known for suits, which I am unable to wear because of my disability. It is difficult for someone to dress me in everything that makes a suit, especially after expending the effort needed to…
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June 6th, 2019
In God We Trust
It seems today there is always a protest about something on television. I try to keep an open mind to see all perspectives and, while I agree with some protests, there are others I just don’t understand. One thing I know for sure is that we’re extremely fortunate to live in the United States. Sure,…
