Sometimes life provides little examples of the importance of financial planning. For me, the entire month of October was one of those financial planning reminders. Have you ever experienced an entire month that just sucked? Unfortunately, it can happen more often than we like to admit. Let me tell you a little story. On September…
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October 31st, 2024
A Little Reminder
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June 24th, 2024
Financial Planning Without Money
Can you take financial planning steps without money? “I need money to plan with before meeting with you,” is the most popular rejection I hear when I talk to people about financial planning. Granted, I am biased because I believe everyone can benefit from some financial planning, but I think that is a lame excuse….
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May 29th, 2024
How do Retirement Accounts Work?
One of my dear friends asked me about retirement accounts. He didn’t want to know what we invested in, but how the system of investing works. The question was different for me because I am normally talking about our investing products, not how it all works. I’m used to seeing eyes glaze over as I…
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April 29th, 2024
How Sports Betting Works
In the last blog post, we discussed the differences between sports betting and investing. I hope it helped ease your concerns on both topics. Of course, as when you try to invest on your own, it’s important that we learn some basics on sports betting. I won’t even use someone’s Netflix password because it feels…
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May 25th, 2023
When Should You Invest?
“When should I invest?” That is one of the first questions I’m asked when I tell people I am a CFP® Professional. Of course, they are asking from an economic view hoping to maximize their return on investment. Unfortunately, I cannot give them a definitive answer because I’m not a fortune teller. I’ve often wondered…
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April 27th, 2023
Top Three Excuses People Use to Avoid Financial Planning
There are many excuses why people avoid financial planning. Some are very creative and way out there, but most are reasonable. A financial planner’s job is to help the client work around their excuses and prepare for their future. As much as I hate to admit it, part of a financial planner’s job includes selling. …
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August 31st, 2022
Student Loan Forgiveness Program
Is the Student Loan Forgiveness Program a good or bad thing? Recently, President Biden announced his Student Loan Forgiveness Program. When will this start or will it even happen? Well, we don’t know. Normally, when things like this are announced, there are still many steps that must be taken before the new program becomes a…
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June 2nd, 2022
Patience in Financial Planning
Patience is a vital tool in financial planning. As I mentioned in my last post, I want to do more with Faith-based topics in financial planning. As we look again at the Fruits of the Spirit from Galatians 5, let’s focus on patience. In a world where we can have anything our hearts desire almost…
