To someone in the financial services industry, this may be an obvious question, but I don’t work for them. I do this job for you! When I was a child, English was my worst subject. Ironic considering all the writing I do now, right? I remember one teacher telling me that, when we write, we…
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July 31st, 2024
Inherited IRAs
I have been getting more questions on Inherited IRAs recently. Inherited IRAs are a sad subject because death is involved. It’s not easy to solve the inherited IRA dilemma while your friend is grieving, but it is a very important service. While everyone appreciates an inheritance, managing that money is the last thing on your…
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June 24th, 2024
Financial Planning Without Money
Can you take financial planning steps without money? “I need money to plan with before meeting with you,” is the most popular rejection I hear when I talk to people about financial planning. Granted, I am biased because I believe everyone can benefit from some financial planning, but I think that is a lame excuse….
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April 29th, 2024
How Sports Betting Works
In the last blog post, we discussed the differences between sports betting and investing. I hope it helped ease your concerns on both topics. Of course, as when you try to invest on your own, it’s important that we learn some basics on sports betting. I won’t even use someone’s Netflix password because it feels…
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November 29th, 2023
What is the maximum contribution?
Are you making the maximum contribution to your retirement plan? More often than not, when I talk to prospective clients, the resistance people give me sounds something like this. “Jonathan, I already make the maximum contribution to my retirement plan at work, so there’s nothing else I can do.” Normally, I accept the subtle rejection…
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October 29th, 2023
Face Your Fears
We’re always told to face our fears. Of course, it’s easier said than done. When we are unable to face our fears does that make us a coward? The last thing we want is for our families, friends, or even strangers to think poorly of us. After all, we have our reputation to protect, right?…
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August 30th, 2023
Where Should I Invest?
“Where should I invest” is one of the most common questions people ask me. It seems simple enough, but it’s really a loaded question. Honestly, I could lose my license by answering the question before gathering more information from a person. Ethically, and legally as I am a fiduciary, your best interest is my top…
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June 29th, 2023
Tithing, Loving Yourself, and Financial Planning
Financial Planning: Tithing At church we recently started a sermon series on love. If you’ve ever been to a wedding, then you know the go-to book in the Bible for discussing love is 1 Corinthians 13. As I listened, I found it interesting how love works in our financial situation as well. Sure, it’s easy…
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May 25th, 2023
When Should You Invest?
“When should I invest?” That is one of the first questions I’m asked when I tell people I am a CFP® Professional. Of course, they are asking from an economic view hoping to maximize their return on investment. Unfortunately, I cannot give them a definitive answer because I’m not a fortune teller. I’ve often wondered…
