Are you making the maximum contribution to your retirement plan? More often than not, when I talk to prospective clients, the resistance people give me sounds something like this. “Jonathan, I already make the maximum contribution to my retirement plan at work, so there’s nothing else I can do.” Normally, I accept the subtle rejection…
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November 29th, 2023
What is the maximum contribution?
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September 29th, 2023
Strike! Strike! Strike!
Striking for independence. I’m not a fan of strikes or any protests if I’m being honest. Sure, I see their value and how they need to happen, but I wish there was a better way. With the technology we have today there has to be a more efficient way to negotiate. Please understand I am…
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August 30th, 2023
Where Should I Invest?
“Where should I invest” is one of the most common questions people ask me. It seems simple enough, but it’s really a loaded question. Honestly, I could lose my license by answering the question before gathering more information from a person. Ethically, and legally as I am a fiduciary, your best interest is my top…
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May 25th, 2023
When Should You Invest?
“When should I invest?” That is one of the first questions I’m asked when I tell people I am a CFP® Professional. Of course, they are asking from an economic view hoping to maximize their return on investment. Unfortunately, I cannot give them a definitive answer because I’m not a fortune teller. I’ve often wondered…
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March 17th, 2023
Capitalism in America
Capitalism in America I recently read Capitalism in America: A History, by Alan Greenspan and Adrian Wooldbridge. Like all history books, it can be a little long, but it’s very interesting. I always had trouble with books like this in school because there is so much information. I love to learn, but what I found…
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February 25th, 2023
Stock buybacks
Why should a financial planner be concerned about stock buybacks? The only thing I don’t like about financial planning and the overall study of economics is that I must pay attention to the news, especially what’s happening in Washington, DC. As many of you already know, I loathe politics. The concept is great and I…
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January 22nd, 2023
Focus in Financial Planning
Focus, in financial planning and in life, is one of those underrated characteristics that need attention. We live in an age where we can instantly access almost all of the world’s knowledge, yet our attention span is the shortest it has ever been. I experience this myself because I cannot stream shows or movies on…
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December 7th, 2022
Your Financial Planning Team
Financial Planning starts with a story. The New York Rangers won the Stanley Cup in 1994. What does that have to do with financial planning? I promise we’ll get there, but first let me tell you a little story. The Rangers’ 1994 Stanley Cup run was my first exposure to hockey. Calm down, my Hurricanes…
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November 3rd, 2022
My Vote My Money
Which way should you vote to help your financial plan? Unfortunately, there’s not really a clear answer. All politicians say they have a plan or they’ll go into Congress and fight for us. We’re all supposed to drink that Kool-Aid, fill out our ballot, and wait for them to bring prosperity to our lives, right?…
