I can preach all day about the advantages of financial planning and the need for all people to use these services. However, sometimes it helps to hear from others, so my readers will not think I’m crazy or the typical salesman just pushing their services on consumers. In a perfect world, my job wouldn’t even…
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January 20th, 2021
What to Expect From Your Financial Planner
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December 17th, 2020
What Jesus Teaches Us About Money
What does Jesus teach us about money? Many people have attempted to tackle this subject, perhaps since the beginning of Christianity. We celebrate the Christmas season as the time when Jesus made His physical debut in our world, so I thought this would be an opportune time for me to make my first attempt to…
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November 24th, 2020
How much should I have in an Emergency Fund during COVID-19?
How much should I have in an emergency fund during COVID-19? The normal rule of thumb for how much to have in an emergency fund is enough to cover three to six months of expenses. Let’s be honest, the COVID-19 Pandemic dislocated that rule of thumb. If you had six months of expenses and lost…
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October 27th, 2020
Do I Need a Financial Advisor?
Yes, I believe everyone needs a financial advisor. If you are asking “Do I need a financial advisor?”… “Do I need a financial advisor” is one of those questions we ask, but never trust the answer. People say we don’t need a financial advisor because we just need to spend less. That’s all we do…
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September 20th, 2020
The Cost of Finding Yourself
What does finding yourself even mean? Finding yourself seems to be a difficult task. People use the term in so many different ways that I don’t really understand it. For me, it’s easier to understand a sports team’s identity. A team embraces its identity, then works together to achieve a common goal. The difference between…
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August 21st, 2020
The First Financial Mistake We Make
Before talking about real estate as an investment I think an important question is to ask what we do regarding our own home. Do we rent or own? The decision needs to be based on your situation, not an imaginary timeline and certainly not only on convenience. If you are starting your career, before rushing…
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July 19th, 2020
The Coffee Can
Folgers coffee ran a campaign that really hit home for me and there was very little coffee involved in the commercial. The family wrote something on a piece of tape, which they stuck to the coffee can. The word on the tape was a product they desired, such as a new baseball glove, and the…
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June 22nd, 2020
Once in a Lifetime…
Did you watch the SpaceX launch on May 30, 2020? I did! I know the world is hurting right now, but let’s take a moment to appreciate the magnitude of the launch. According to pre-launch interviews, SpaceX had been working toward this moment for about 20 years and it’s really just the beginning. Elon Musk,…
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May 20th, 2020
Don’t Get Left Behind!
My family moved to Pikeville in 1980. My sisters were born in Florida. Dad was told that in order to meet people in Pikeville they needed to bank at a certain bank, attend a certain church, and even vote for a certain political party. I wasn’t born until 1982, so I can’t verify the story….
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April 20th, 2020
The Popcorn Matters
If we can find any positive in this pandemic it would be the outpouring of support for local businesses. One of the first things I learned in college was that 90% of the USA Economy was small businesses. Of course, the number is probably different now as that lecture was 20 years ago, but the…